Summary Judgement - Insurance Coverage

Ted Mortell obtained summary judgment in an insurance coverage dispute where the Plaintiff claimed she was entitled to coverage from the insurer, despite a prior non-renewal of the policy.    Plaintiff claimed that the insurer failed to notify Plaintiff of the nonrenewal; and that because she executed a modification to the policy in the form of a coverage exclusion, she believed she was covered, and therefore, the insurer could not subsequently deny coverage.   The Court found that the insurer did notify Plaintiff of the non-renewal, and that Plaintiff could not create coverage where coverage did not exist, and therefore granted the motion for summary judgment.  The 4th DCA upheld the order granting summary judgment.